Can a Navy Family Buy a home in Ewa Beach with a VA loan and zero down?

Yes. Eligible Military Families with full VA entitlement can Buy a primary residence in Ewa Beach Hawaii with zero down payment and no private mortgage insurance, subject to lender qualification and the VA funding fee where applicable.

How far is Ewa Beach from JBPHH Pearl Harbor?

Ewa Beach is roughly 10 to 12 miles from JBPHH Pearl Harbor. Drive times typically range from 20 to 45 minutes depending on traffic and the time of day.

Is Ewa Beach a good neighborhood for Navy Families PCSing to Oʻahu?

Ewa Beach is one of the most popular areas for Navy Families PCSing to JBPHH because of newer single-family homes, family-friendly communities, parks, and reasonable proximity to base, the H-1, and the second city of Kapolei.

How long does a VA loan purchase take in Hawaiʻi?

Most VA loan purchases on Oʻahu close in 30 to 45 days from accepted offer to recordation, when financing, appraisal, and inspections move on schedule.

Resort-Style Living at the Water's Edge in Hawai'i Kai

Aloha everyone!! 🌺 If you have been searching for a home in Hawai'i Kai that is fully move-in ready, beautifully updated, and sits right at the edge of a stunning marina... this one is going to stop you in your tracks.

520 Lunalilo Home Road #6319 is a 2 bedroom, 2 bathroom corner unit at Colony at the Peninsula in the heart of Hawai'i Kai. With 1,396 square feet of single-level living, high ceilings, and an open floor plan, the moment you walk through the door you feel the space open up around you. Fresh interior paint, brand new carpet, and updated cabinetry give this home a crisp, modern energy that just feels right.

The kitchen is a dream for anyone who loves to cook and entertain. Granite countertops, upgraded stainless steel appliances including a brand new refrigerator, stove, and microwave hood, make this space as functional as it is beautiful. The open layout flows naturally into the living area, creating one of those homes where everyone gravitates together.

The primary suite is thoughtfully appointed with a walk-in closet, custom built-in closet system, and double vanity sinks in the bathroom. A new split AC system with central circulation keeps the whole home perfectly comfortable year-round. Every major system has been replaced, including the water heater and washer and dryer, so your move-in day is truly a fresh start with zero hidden to-do list.

Colony at the Peninsula is a gated, marina front community that honestly feels more like a resort than a neighborhood. Multiple pools, a Jacuzzi, BBQ areas, a gym, a recreation area, and beautiful walking paths along the water are all part of everyday life here.

Location-wise, you are minutes from Costco, Safeway, Koko Head, the beach, restaurants, parks, and bus lines. Nearby schools include Koko Head Elementary, Niu Valley Middle, and Henry J. Kaiser High, all well-regarded in the community.